If you use UR points in this way, the value is about 1.6 cents/point. Other good options are: Southwest (WN) (Non-alliance), British Airways (BA) (Oneworld), Virgin Atlantic (VS) (Non-alliance), etc.
One of the most common and best way to use UR points is to 1:1 transfer them to United Airlines (UA) miles (Star Alliance), and combine them with the UA miles earned from the UA card. UR points can also be transferred to some airline miles. One of the best way to use UR points is to 1:1 transfer to Hyatt points. If you have Chase Sapphire Preferred (CSP), Chase Sapphire Reserve (CSR), or Chase Ink Preferred (Business), UR points can be transferred to some hotel points.You will lose the UR points on one card if you close the account, but you can prevent losing your UR points by moving the points to another UR card beforehand. You can move your UR points from one UR card to another at any time.You can earn UR points with Chase Freedom Student, Chase Freedom, Chase Freedom Unlimited (CFU), Chase Sapphire Preferred (CSP), Chase Sapphire Reserve (CSR), Chase Ink Cash (Business), Chase Ink Unlimited (Business), Chase Ink Preferred (Business), etc.It has foreign transaction fee, so it's not a good choice outside the US.After that, you earn 1 point per dollar spent. You have a $1500 cap in bonus categories per quarter, which means you can earn up to 7.5k points per bonus category each quarter.Refer a friend: You can earn 10,000 bonus UR points for every approved account you refer, up to a maximum of 5 approved referrals (50,000 UR points) per calendar year.Here is the official link for this promotion. Free DashPass (Doordash membership) for 3 months, and 50% discount on Dashpass for 9 months.Earn 5x UR points on Lyft, until 2022.03.31.So the 20k sign-up bonus could be worth about $320, and the return on spending on bonus categories could be worth about 8%! We estimate that UR points are worth about 1.6 cents/point, see below for a brief introduction. Although this card is advertised as a cash back card, it actually earns UR points.The following picture shows the bonus category calendar for 2018: You need to activate beforehand, and the deadline is the 14th of the last month of each quarter, it won’t be activated automatically for a new card. Earn 5x UR in each quarter’s bonus categories, 1x UR on all other purchases.Plus, earn 5x UR points on grocery store on up to $12,000 spent in the first year. 20k+5x offer: earn 20,000 Ultimate Rewards (UR) points after spending $500 in 3 months from account opening.If you are lucky to have this legacy credit card, you can still enjoy its original benefits. Its upgraded substitute is Chase Freedom Flex (CFF). This card no longer accepts new applications.
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